I am 23 years old, and I feel like I can put together a decent list of the things people should do in their early 20’s! lol.
I cannot emphasize this enough! Traveling in your early 20’s when you don’t have any real obligations, is the best thing you can do. I promised myself I would travel to another state or out of the country at least 3-4 times a year. I know if you’re anything like me, you have the “college debt” clawing at your pockets. I don’t want to get ahead of myself, but budgeting your money goes along way. So far this year, I have been to Miami and Atlanta. I am in the process of plaining a trip to New York and Chicago before the year is out.
Yes, I have a fulltime job and plenty of bills, but if you learn how to save your money, you’ll get to do more (I’ll go into more details very soon).
2. SAVE AND BUDGET YOUR MONEY!!!
I learned at a pretty early age of how to budget and save my money. When I was younger, my father would give me money for lunch or to go out with my friends. I never spent the entire amount of money he gave me. I would spend enough to enjoy the activity we were doing. When I went to college, I worked part time and went to school full time. Money was very tight for me. I had an apartment, car note, cell phone bill, utility bills, etc. I decided to figure out where I could save money and live comfortably. Currently, I have two bank accounts. Both banks have a checking and a savings account. At one bank, my savings account is stickily to pay off my student debt (I have a plan to have my student loans paid off by the age of 30), and the checking account is there just in case I have an emergency (you never know when you might run into a medical expense or food expense).
My primary bank account is where I have my savings account for my retirement and my checking account is where my bills come out of. I know this may be a lot and you’re probably thinking how in the heck am I going to do this. Well, all you have to do is set your payments to where it automatically goes into another account. I don’t have a card to my second account, and my bank is very far. Whenever I think about taking money out, I realize I don’t feel like driving that far. It helps me not to touch the money that I put aside. You can start with $25 and split that up into the different accounts. I promise you, you’ll see progress and you’ll be grateful that you did put that money aside (I’ll go over in more details in another Blog about saving tips).
3. DON’T SETTLE!!!
I repeat, do not settle! Don’t settle in your relationship, health, and career. There is nothing worse than settling in life! Even if you have a child at an early age, that doesn’t mean you have to give up. Yes, you have to do things differently because you have a child to think about. However, that doesn’t mean you have to give up! If you don’t like your job, quit. If you’re no longer wanting to be in a committed relationship, there is nothing wrong with letting it go. It is never too late to develop a healthy lifestyle either. Everyday that God allows us to live, we should be enjoying our lives.
4. DISCOVER WHO YOU ARE!
I often asked myself, who I was. Was I the person who wanted to go into a sales environment. Did I want to work for someone my entire life or did I want to start my own business. Was I a relationship type of person or did I enjoy being by myself. I asked myself numerous of questions everyday, and I explored a lot during college. I realized, I love being in a relationship. I just didn’t like being in the wrong relationship. I realized that there is more to life than working a standard 9-5 job, and I am going to open up my open business. I realized that I was living for myself and not my parents. This is my life to live and I get to say how I want to live it, not them.
5. TRY NEW THINGS!
Never be afraid to try something new. I never in a million years would’ve thought that I would wear my hair natural. I decided to try something new my junior year in college and I absolutely love being natural! Being natural has given me the confidence that I have never had before. I have been natural for about 3 years now and I wouldn’t change a thing. I also tired becoming a vegetarian after watching a documentary on how animals are treated (I only lasted a week, but I have given up pork). The point I am making here, is to try something different!
All in all, we’re young and this is the time for us to have fun! It’s time to try new things and get out of our comfort zones! My favorite thing to say is, “you only get one life to live, so make it count”.